Effects of Getting Pulled Over Without Insurance

It is mandatory in the United States that you must have an auto insurance to drive vehicle on any public roadways. So if you are driving a vehicle without the state required auto insurance coverage, self insurance certificate or indemnity bond, then you are operating a vehicle against the law.

The consequences of driving vehicle without insurance coverage vary from state to state but many jurisdictions impose harsh penalties and fines for this infraction. So if you are pulled over by a law enforcement officer and are found without auto insurance, then you will be cited for driving without insurance. In some states your license will be confiscated and the traffic police will impound your vehicle on the spot so that you do not continue to break the law. In addition, some states consider driving without insurance as misdemeanor crime and impose heavy fines for these law breakers. Some jurisdictions impose fines for this misdemeanor that range from $250 to $1,000 while others have a jail term as a possible penalty.

The consequences of this type of infraction get aggravated when you get involved in an accident and do not have an auto insurance coverage. If you were at fault in an accident, then you may have to comply with financial responsibility laws and pay for injuries and damages from your own pocket. Being held guilty under this law can be very costly if the other party is severely injured or the car you hit is extensively damaged.

If you have received a ticket for driving without insurance, contact the court that is mentioned on the reverse of your ticket to find out if your penalties can be reduced if you obtain an auto insurance before your court date. The penalties at court ranges from stiff fines to suspension of driving license or jail term( for the second offence).These types of violations are typically added to your driving record and it can stay on your driving record for three to ten years depending on the state where the infraction occurred.